Wealth Management

At Chartered Waters Financial, we maintain a personalized and in-depth approach to best understand your goals, ambitions, and objectives for your wealth. We are here to make your goals a reality, whether generating income to support your current lifestyle, family and retirement plans, to fund ambitions for your future, or you need assistance with passing your wealth on to future generations. We understand your priorities may change and life happens. That’s why it’s important to us to build strong relationships with our clients to truly understand their individual circumstances and adapt with them as their needs evolve. No matter what your goals or ambitions may be, careful planning and successful investing of your wealth will help you get where you want to be. Our all-inclusive wealth planning service enables us to provide a synergistic approach to managing your wealth while maximizing your opportunities.

60 mins |  $55  

Pensions

Approaching retirement comes with multiple variables and moving pieces. Have you already put some thought into when you want to retire and the amount of income you’ll need to enjoy your best life? Beginning at age 59 ½, you will be able to access to the money you’ve saved in your qualified accounts without penalty and handle it the way you want. Whether you want to cash out your assets, create a guaranteed income stream for life by purchasing an annuity, you may prefer flexibility income, or you may wish to defer your decisions until later. At Chartered Waters, we are here to help guide you through all of your key decisions and options and advise you on the most tax-efficient strategy to make sure you never run out of money in retirement and enjoy the life you’ve worked hard to deserve.

50 mins |  $45  

Protection

Life Happens. Whether or not you know someone personally who’s experienced injury or illness, you know that life’s bumps in the road can come at any time and derail your financial and personal goals. At Chartered Waters Financial, we work with you to understand your needs and goals and how to protect them. We offer a professional consultation to discuss the wide range of products and services available to assist your specific situation to include:

• Life Insurance

• Income Protection

• Critical Illness & Long Term Care

• Accident

• Sickness

• Private medical

• Disability

• Employee benefits

• Liability insurance*

• Business insurance*

We will help you protect your personal finances and your family’s future by assisting you to determine what types and amounts of insurance are right for you; completely personalized and tailored to your situation. *These offerings are completed with our professional alliance team.

50 mins |  $45  

Investments

New taxes, legislation, volatile market conditions, inflation, and changes in your family or personal life are just a few circumstances that can have a negative affect on your progress you’ve made to retirement. We specialize in structuring your wealth in a way that minimizes the impact of these changes. At Chartered Waters Financial, we create a tailored to plan that finds a balance between savings and investments, where to put your money, and for how long to put it there.

60 mins |  $55