<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.charteredwaters.financial/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-27</lastmod>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/blog/how-changing-your-morning-routine-will-improve-your-mood-klan5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-09-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596491503706-S5WMS70RXD5EIS8L3ZAJ/Bright+natural+dining+room+nook+with+vases+plates+and+fruits+on+the+table.</image:loc>
      <image:title>Blog - This Morning Routine Will Improve Your Mood</image:title>
      <image:caption>Bright natural dining room nook with vases plates and fruits on the table.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/blog/how-to-take-an-effective-mental-health-day-n3bn4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596490320217-S3UO1YZ3RDYK18J9QBLZ/Pretty+Caucasian+woman+at+the+beach+smiling+at+camera.</image:loc>
      <image:title>Blog - How to Take An Effective Mental Health Day&amp;nbsp;</image:title>
      <image:caption>Pretty Caucasian woman at the beach smiling at camera.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/blog/the-beginners-guide-to-meditation-xj2xy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596731838064-4903TOTE124ANQHG5DLH/Scenic+shot+of+the+beach+with+waves+hitting+the+rocks.</image:loc>
      <image:title>Blog - The Beginners Guide to Meditation</image:title>
      <image:caption>Scenic shot of the beach with waves hitting the rocks.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/blog/exercises-to-calm-your-anxious-thoughts-b8dn6</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596491163422-VO0PAD9N2UUIGN3PHESF/Happy+smiling+woman+with+curly+hair+lounging+on+couch.</image:loc>
      <image:title>Blog - Exercises To Calm Your Anxious Thoughts</image:title>
      <image:caption>Happy smiling woman with curly hair lounging on couch.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2021-07-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1627350509635-5YG96DISYUSPB16JUNXD/Screen+Shot+2021-07-26+at+6.46.48+PM.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623179726047-KT091ABTCZGIVXMOYIBY/unsplash-image-qwtCeJ5cLYs.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>hand-drawn simplified needles in back acupuncture icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623177653316-M7KRPDQWKCPCLEP7T4Y3/business-clients-sideimg-03.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>hand-drawn empty pill bottle icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623179670315-6GX0CWA090LS10ZZQ6B7/unsplash-image-cckf4TsHAuw.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>hand-drawn aim target icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623179649409-TF0KYNFYENDWJGSHJND8/unsplash-image-KdeqA3aTnBY.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>hand-drawn armchair icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1626701796585-F93Y4MUU52UX2KCA146M/Screen+Shot+2021-07-19+at+9.36.22+AM.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1626702087558-TKY7UK5YGRTICZ59G6HF/Screen+Shot+2021-07-19+at+9.41.14+AM.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1627490024136-4RQ8PP8LHSKFLXZID60D/design-b4e08dc2-3db6-45dc-8ff1-35d8afc95106.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/get-started</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-25</lastmod>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623171937153-XD4ZKL5WASG7J50VD7LT/Chantal+N.-Lyles+Logan-789_EMAIL_SIG.jpg</image:loc>
      <image:title>About - A holistic approach</image:title>
      <image:caption>Chantal N. Lyles Logan is the CEO and founder of Chartered Waters Financial &amp; Insurance Services, LLC; a woman owned and minority owned small business. She graduated from Old Dominion University where her studies focused in economics and financial management. She married her college sweetheart, Nikita Logan, in their favorite city, New Orleans, in September 2016 and they both reside in Norfolk, VA with their dog Blue the Doberman Pinscher &amp; cat Beychella. Giving back and finding solutions have always been her passions and she specializes in taking a holistic approach to financial planning. Every business &amp; individual is different, and every family has specific needs. We at Chartered Waters, look forward to serving you and your loved ones for decades to come. Best Service, Best Products, Best Price.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623179135029-6W8OFBCVQQHNBQ28DRLK/Chartered+Waters+Logo+No+Background.png</image:loc>
      <image:title>About - Transforming your financial outlook</image:title>
      <image:caption>At Chartered Waters Financial &amp; Insurance Services, LLC we take pride in what we do. We have the privilege to represent the best financial &amp; insurance providers the industry has to offer and we’re here to go to work for you. Our customers are top priority and we are dedicated to taking care of our clients and their families like they are a part of our own for the long term. There are so many options available to you and ensuring you are in the best plan tailored specifically to you and your loved ones is our mission. Financial planning is an on-going process of monitoring, making decisions, and implementing strategies with the aim to help you achieve your goals. We are passionate about our workmanship &amp; look forward to transforming your financial outlook.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/personalclients</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592257873663-UIEP0NPR7WLXHEWM0EJF/image-asset.png</image:loc>
      <image:title>Personal Clients</image:title>
      <image:caption>hand-drawn armchair icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592257884218-5M8IJDOP8N07F4IMOC4Z/image-asset.png</image:loc>
      <image:title>Personal Clients</image:title>
      <image:caption>hand-drawn empty pill bottle icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592257949474-24WVPWDYQ2XUALLQ3P2D/image-asset.png</image:loc>
      <image:title>Personal Clients</image:title>
      <image:caption>hand-drawn aim target icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592257964989-8DUQISWFIW61SQVEJ0WJ/image-asset.png</image:loc>
      <image:title>Personal Clients</image:title>
      <image:caption>hand-drawn simplified needles in back acupuncture icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623170710759-IBKS2ZHDK1TWJIZ3VXYU/Testimonial+1+Daniel+B..jpg</image:loc>
      <image:title>Personal Clients - “Having Chantal as my agent has been a great experience. She's able to communicate the importance of financial stability in a way that is captivating. With her help, I've started saving for my retirement and I am confident in her ability to clarify any question that I may have moving forward that involves any financial investment. It's good to have someone that you can trust, give you the best advice possible with your money.”</image:title>
      <image:caption>— Daniel B., CLIENT</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592258950048-IQSUQL3B3Y9KPD6ZYLXF/image-asset.jpeg</image:loc>
      <image:title>Team - ACUPUNCTURE</image:title>
      <image:caption>Lana Vargas, ND, LAc It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.  Email — Instagram</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1615997305106-E9C8DZGPRZC76V1CUSOD/Stocksy_comp_2318452.jpg</image:loc>
      <image:title>Team - PSYCHIATRY , COACHING</image:title>
      <image:caption>Emmett Marsh, PHD It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.  Email — LinkedIn — Facebook</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592258528238-TEL66TXUF0H17Q5NZ1M7/image-asset.jpeg</image:loc>
      <image:title>Team - THERAPY, PSYCHIATRY, COACHING</image:title>
      <image:caption>Larissa O’Connor, MD It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.  Email — LinkedIn — Facebook — Instagram</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592258727432-UHN8WZ02ISEKG4Q0ZE0W/image-asset.jpeg</image:loc>
      <image:title>Team - THERAPY, COACHING</image:title>
      <image:caption>Tai Schell, PHD It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.  Email — LinkedIn — Facebook</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/business-clients</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623177818257-CG3QPBYKPFTYL7A56H1G/unsplash-image-cckf4TsHAuw.jpg</image:loc>
      <image:title>Business Clients</image:title>
      <image:caption>hand-drawn empty pill bottle icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623177840460-MZTJ5681593M3OR5QUXJ/business-clients-sideimg-01.jpg</image:loc>
      <image:title>Business Clients</image:title>
      <image:caption>hand-drawn simplified needles in back acupuncture icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623177653316-M7KRPDQWKCPCLEP7T4Y3/business-clients-sideimg-03.jpg</image:loc>
      <image:title>Business Clients</image:title>
      <image:caption>hand-drawn armchair icon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/604f73adde19cf4e07b0539c/1623178763703-P9JBURIY2P64MSS2CSOR/IMG_6500.JPG</image:loc>
      <image:title>Business Clients - “Chantal was knowledgeable &amp; helpful throughout the entire process, taking time to explain &amp; answer all my questions!”</image:title>
      <image:caption>— Cryss S., CLIENT</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-19</lastmod>
  </url>
  <url>
    <loc>https://www.charteredwaters.financial/our-approach</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-13</lastmod>
  </url>
</urlset>

